Services / Banking / PKO Bank Polski

PKO Bank Polski

Banking · pkobp.pl

Three second factors on offer: security key, approval in an app and text message. The strongest is a security key.

Recommended setup

Security key + app approval backup

A security key only answers the real site, so it can't be phished. Set up a second method too, so a lost key doesn't lock you out.

KeySecurity keyBest option
PushApproval in an appIKO App
SMSText messageSupported

Not offered: authenticator app, hardware token, phone call, email code.

Switch it on

General steps; menu names vary. PKO Bank Polski's own guide has the exact screens.

  1. Sign in to PKO Bank Polski and open your account's security settings. Look for two-step verification or two-factor authentication. PKO Bank Polski's own guide shows the exact screens.
  2. Install IKO App on your phone and sign in. Turn on sign-in approvals when it asks.
  3. Choose security key. Insert a USB key, or hold an NFC key to your phone, and touch it when it blinks. Register a spare key too.
  4. Save the backup codes. Keep them in your password manager or print them; they're your way back in if you lose your phone or key.
PKO Bank Polski's setup guide ↗

Before you start

!

You can only register one U2F security key to your bank account

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The directory lists PKO Bank Polski for: PL.